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Personal Insurance Products

Homeowners

One of the largest investments most people will make
during their lifetime is in their home. That is why it makes
sense to protect this sizable financial investment with a
comprehensive homeowners plan that offers the protection
only experienced insurance professionals can provide.

We can help with the Basic Protection you need for:
• Your home
• Other buildings or structures on your property
• Your personal belongings (e.g. furniture, clothing,
appliances, etc.)
• Additional living expenses
• Your personal legal liability
Special features you can choose for additional
security include:
• Home Replacement Guarantee
• Replacement Cost on Contents
• Additional Coverage Form

Automobile

It is imperative you maintain the proper coverage to
protect yourself from the ever present danger of large
automobile liability awards. If you have any doubts about
the level of coverage that’s right for you, we can help
pinpoint the coverages best suited to your needs.

We offer Compulsory Auto Policy Coverage for:
• Bodily Injury to Others
• Personal Injury Protection
• Bodily Injury Caused by Uninsured Auto
• Damage to Someone else’s Property

Optional Coverages include:
• Optional Bodily Injury to Others
• Medical Payments
• Collision
• Comprehensive
• Substitute Transportation
• Towing and Labor
• Bodily Injury Caused by an Uninsured Auto

Flood 

Homeowners insurance specifically excludes the peril of
flood. In order to protect your home properly, you should
purchase a flood insurance policy for your home and the
contents whether you are in a flood zone or not.

Umbrella

Personal Umbrella insurance provides additional liability
coverage beyond your homeowner or automobile policy
liability limits, with coverage available in increments
of $1,000,000.