// //
Get a Quote












RV Insurance

We know that your RV is your home away from home. It allows you, your family, and your friends connect with nature and enjoy each other's company. We can help protect your investment with flexible coverage options that fit your budget.


What makes RV insurance unique?

RV Insurance is like two policies in one: it protects your vehicle like car insurance and your living area like home insurance.

Collision and road emergencies are definite risks to insure against. But, when you are camping or parked, your RV becomes your home and needs to be protected against theft, fire, liability, and other potential disasters.

Insurance for motor homes is specially designed to protect people that travel. Since your vehicle is usually larger than others, you should have greater liability coverage than standard autos, which is only one important coverage option you might consider.

RV Insurance Coverages

We offer RV insurance policies for just about every type of use. Whether you're driving toward your destination or setup at a campsite, we can protect you and your RV. If you're living out of your RV, we also offer full-time RV insurance that offers coverages similar to a homeowners policy.

Total loss replacement

Just in case your RV is totaled in an accident, our insurance policies will replace your travel trailer or motorhome with a brand new one, as long as your RV is five model years old or less. 

Replacement costs

With replacement cost coverage, you can protect your personal belongings inside of your RV in case they get damaged.

Coverage with convenience

With certain insurance carriers, you can add your travel trailer or towable camper to your existing auto policy to cover them for physical damage while it's parked and for liability damage while it's attached to your insured vehicle.

It's Easy to Save

Explore ways to save more on your car insurance with our featured discounts.

Multi-policy discount

If you bundle your RV insurance with a qualifying home or life policy, you could receive a multi-policy discount of up to 25%.

Annual payment discount

By paying your premiums in one lump-sum annually, you could receive an annual payment discount of 7%.

Types of RVs we cover

If you own an RV, you know that there are many different types and classes. Luckily, we cover many different classes of recreational vehicles to insure their unique needs.

  • Class A motorhomes are the largest type of RV, ranging in length from 21-40 feet
  • Class B motorhomes are the smallest type. They are also commonly referred to as "campers."
  • Class C motorhomes are mid-sized RVs, ranging in length from 20-33 feet

We also cover other typed of recreational vehicles that are towed, such as:

  • Cargo and horse trailers
  • Conventional trailers
  • Fifth-wheel trailers
  • Pop-up campers
  • Truck campers
  • Utility trailers

Ready to get started with an RV quote from Lake Insurance?

Start saving in as little 5 minutes!

<script type=""> (function() { var qs,js,q,s,d=document, gi=d.getElementById, ce=d.createElement, gt=d.getElementsByTagName, id="typef_orm_share", b="https://embed.typeform.com/"; if(!gi.call(d,id)){ js=ce.call(d,"script"); js.id=id; js.src=b+"embed.js"; q=gt.call(d,"script")[0]; q.parentNode.insertBefore(js,q) } })() </script>